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1{{Short description|British friendly society}}
2{{Use dmy dates|date=July 2018}}
3{{Use British English|date=July 2018}}
4{{Infobox company
5| logo = [[File:National Friendly Logo.png]]
6| name = National Friendly
7| type = [[Friendly Society]]
8| foundation = 1868 ([[Albury, Surrey]])
9| location = 11-12 Queen Square <br>Bristol<br>BS1 4NT<br>
10| area_served = [[United Kingdom]]
11| products = [[Health insurance]], later life care, life assurance and [[investment]] products
12| industry = Insurance
13| subsid = National Friendly Financial Solutions Limited
14| homepage = {{URL|www.nationalfriendly.co.uk}}
15}}
16
17[[File:National Friendly's Head Office.jpg|thumb|Office at 11-12 Queen Square, Bristol]]
18
19'''National Friendly''' is the trading name of National Deposit Friendly Society, a British [[friendly society]] providing financial products and services.
20
21It was formed in 1868 as the Surrey Deposit Friendly Society. {{As of|2021|post=,}} National Friendly is based in [[Queen Square, Bristol]].<ref name="csb_promosignmaker"/><ref name="nf_homepage"/>
22
23== History ==
24{{Advert section|date=July 2022|2=Most content is from self-promotional material published by the National Friendly.}}
25
26The Society was founded in 1868 by the Rev. George Raymond Portal to provide sickness cover for the poor. Portal was born in 1827 and educated at Rugby School where he was friendly with [[Thomas Hughes]] (Tom Brown's Schooldays) and [[Charles L Dodgson]] (Lewis Carroll). After ordination, Portal worked in London where his exposure to the appalling level of poverty was the impetus for the establishment of the friendly society. In 1858 Portal was appointed Rector of Albury, near [[Guildford]]; ten years later he started the Surrey County Deposit Benefit Club.<ref name=Roper>Roper and Harrison, ''The First Hundred Years 1868-1968'',</ref>
27
28The deposit system was the idea of Rev. Samuel Best, Rector of [[Abbots Ann]] in [[Andover, Hampshire|Andover]]. In essence, the deposit principle was that part of the contribution was for the benefit of the individual, and part for the common pool. Portal's Society was unusual in that it admitted women and children, By the end of 1869 the Society had around 200 members and was beginning to spread into the surrounding villages and then [[Guildford]] where it had a small office with a general secretary. In 1871, Portal was appointed to the living of Burghclere in [[Hampshire]] at the instigation of his friend [[Henry Herbert, 4th Earl of Carnarvon|Lord Caernarvon]].<ref name=Roper/>
29
30Whether or not it was co-incidental, Portal's move marked a radical change in the scale of the Society. He proposed a move into other counties and to facilitate that, a new organisational structure was established and the name changed to the ambitious National Deposit Friendly Society. The first moves were into [[Berkshire]] and [[Hampshire]]. George Portal died in 1889, with the National Deposit's membership approaching 7,000; in 1897 London became the new headquarters. Two years later there were 36,000 members and by 1930, the membership reached one million.<ref name=Roper/>
31
32By providing state benefits, the 1911 National Insurance Act had the potential to threaten the voluntary principle of the voluntary system. However, the administrative systems of the friendly societies were necessary to implement the State scheme and the National Deposit was the first friendly society to become an approved administrator under the act; in the event, membership increased.<ref name=Roper/><ref name="bma_1913_act1911passed"/><ref name="sc_insuranceact"/><ref name="cordery_2003_friendlysocieties"/><ref name="beveridge_2015_voluntaryaction"/> At the end of [[World War I]], National Deposit established its own convalescent home, which offered support to injured soldiers.<ref name="smh_2020_portalhouse"/><ref name=national>{{Cite web|url=https://nationalfriendly.co.uk/about-us/|title = About us - National Friendly}}</ref> The establishment of the [[National Health Service]] posed similar threats and in 1949 the National Deposit lost 278,000 members. The Society responded by issuing a range of new policies during the 1950s and 1960s, such as variations in the length of sickness cover. In 1982 the Society moved to Bristol.<ref name=national/>
33
34In 2011, National Friendly stopped writing new health insurance policies due to capital inadequacy issues. It resumed such activity in 2016.<ref name="fta_20160620_natfriendreturn"/>
35
36== References ==
37{{Reflist|refs=
38
39<ref name="nf_homepage">{{cite web
40 |url = https://nationalfriendly.co.uk/about-us/
41 |title = About Us
42 |website = nationalfriendly.co.uk
43 |language = en
44 |access-date = 15 July 2021
45 |archive-url = https://web.archive.org/web/20180725122857/https://nationalfriendly.co.uk/about-us/
46 |archive-date = 25 July 2018
47 |url-status = live
48}}</ref>
49
50<ref name="bma_1913_act1911passed">{{cite journal
51 |last1 = BMA
52 |author-link = British Medical Association
53 |title = Regulations For Medical Benefit. Text Of The New Draft Regulations
54 |journal = [[The British Medical Journal]]
55 |date = 1913
56 |volume = 2
57 |issue = 2759
58 |pages = 401–420
59 |jstor = 25307868
60}}</ref>
61
62<ref name="sc_insuranceact">{{cite web
63 |url = https://schoolshistory.org.uk/topics/british-history/modern-britain/liberal-reforms/national-insurance-act-1911/
64 |title = National Insurance Act 1911
65 |author = Dan Moorehouse
66 |website = schoolhistory.org.uk
67 |access-date = 15 July 2021
68 |archive-url = https://web.archive.org/web/20191102105546/https://schoolshistory.org.uk/topics/british-history/modern-britain/liberal-reforms/national-insurance-act-1911/
69 |archive-date = 2 November 2019
70 |url-status = live
71}}</ref>
72
73<ref name="cordery_2003_friendlysocieties">{{cite book
74 |last = Cordery
75 |first = Simon
76 |title = British friendly societies, 1750-1914
77 |publisher = Palgrave Macmillan
78 |location = Basingstoke
79 |date = 2003
80 |oclc = 1205395891
81 |isbn = 9780230598041
82}}</ref>
83
84<ref name="beveridge_2015_voluntaryaction">{{cite book
85 |last = Beveridge
86 |first = William H.
87 |title = Voluntary Action: A Report on Methods of Social Advance
88 |publisher = Routledge
89 |location = London
90 |date = 2015
91 |oclc = 897376725
92 |isbn = 9781317572992
93}}</ref>
94
95<ref name="smh_2020_portalhouse">{{cite web
96 |url = http://catalogue.stmargaretshistory.org.uk/collections/show/78
97 |website = St. Margaret's Village Archive
98 |title = Portal House
99 |archive-url = https://web.archive.org/web/20200114225216/http://catalogue.stmargaretshistory.org.uk/collections/show/78
100 |archive-date = 14 January 2020
101 |url-status = dead
102}}</ref>
103
104<!-- <ref name="nfs_2018_promovideo150years">{{cite AV media
105 |url = https://www.youtube.com/watch?v=-Nc89BaPe3o
106 |title = National Friendly - 150 Years Together
107 |type = Motion picture
108 |date = 20 April 2018
109 |website = [[YouTube]]
110 |time = 0m52s
111}}</ref> -->
112
113<ref name="csb_promosignmaker">{{cite web
114 |url = http://www.capitolsignsbristol.co.uk/europes-largest-georgian-square-becomes-new-home-for-national-friendly/
115 |title = Europe's largest Georgian Square becomes new home for National Friendly
116 |website = capitolsignsbristol.co.uk
117 |date = 2 August 2019
118 |access-date = 16 July 2021
119 |archive-url = https://web.archive.org/web/20200928035944/https://capitolsignsbristol.co.uk/europes-largest-georgian-square-becomes-new-home-for-national-friendly/
120 |archive-date = 28 September 2020
121 |url-status = live
122}}</ref>
123
124<ref name="fta_20160620_natfriendreturn">{{cite web
125 |last = Walker
126 |first = Peter
127 |url = https://www.ftadviser.com/2016/06/20/insurance/national-friendly-returns-to-intermediary-market-j6CWuWBg7TVGQr1BXB9oKP/article.html
128 |date = 20 June 2016
129 |website = FT Adviser
130 |title = National Friendly returns to intermediary market
131 |access-date = 16 July 2021
132 |archive-url = https://web.archive.org/web/20160621130725/http://www.ftadviser.com/2016/06/20/insurance/national-friendly-returns-to-intermediary-market-j6CWuWBg7TVGQr1BXB9oKP/article.html
133 |archive-date = 21 June 2016
134 |url-status = live
135}}</ref>
136
137}}
138
139[[Category:Financial services companies established in 1868]]
140[[Category:Friendly societies of the United Kingdom]]
141[[Category:Organisations based in Bristol]]
142[[Category:Organizations established in 1868]]